With the Edge Savings Account, you can enjoy the best of regular, as well as privileged services, to give you a truly memorable banking experience. So enjoy free access to all domestic VISA ATMs, or carry out NEFT transaction from your phone, all with one savings account.
Average Monthly Balance (AMB)
of Rs. 10,000/-
Earn FD like interest in your Savings Account with ActivMoney, click here to know more
Free Access to all domestic Visa ATMs. Enjoy Unlimited free Cash withdrawals at our ATMs.
Get up to five free Transactions per month in other Bank ATMs
Make your everyday payments with ease using our #PayShopMore International Chip Debit Card. For further information, please click
Convert savings account balance
above a certain amount into
Term Deposits with Kotak ActivMoney
Enjoy up to 25 free cheque leaves per Year using Kotak bank's edge savings account
Enjoy Free Phone Banking, Net Banking and Mobile Banking
No charges on NEFT when you transact through Net Banking
Kotak Mahindra Bank has discovered that a majority of the people choosing a Kotak Edge Account actually end up maintaining the Average Monthly Balance required to maintain a Kotak Pro Savings Account. It may be in your interest to choose the Kotak Pro Savings Account, and make the most of the extra advantages & free services!
Check your eligibility for the Edge Savings Account.
Explore more savings account options that best suit your needs.
1. W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
2. Limits apply.
3. Please click here for ActivMoney terms and conditions.
All benefits are subject to terms, conditions and exclusions.
The Edge savings account allows you to enjoy unlimited withdrawls in our ATMs. However there are upto 5 free transactions per month in other bank's ATMs.
Basic fees like Non Maintenance Charges, cash transaction/withdrawal charges, DD/Chequebook charges, branch request charges etc. are associated with the Edge Savings Account, for more details please visit : https://www.kotak.com/en/personal-banking/accounts/savings-account/edge-savings-account/fees-and-charges.html
For an Edge Savings Account, if the daily balances in Savings Account is above Rs. 50 lakhs, it will earn 4% interest p.a. Whereas if the daily balances in Savings Accountis up to Rs. 50 lakhs, it will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
Manage emergencies with quick personal loans. These loans are provided with quick disbursals.
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