Apply for Zen Signature Credit Card Online

• Earn 10 Zen Points for every Rs. 150 spent on Shopping (Apparels, Lifestyle goods, Departmental Stores & Jewellery)
• Earn 5 Zen Points for every Rs. 150 on all other spends.

• The Zen Signature Credit Card will complement the shopper in you. Every time you spend Rs 150 on Shopping (Apparels, Lifestyle goods, Departmental Stores & Jewellery), you earn 10 Zen Points*.
• On all your other spends, you earn 5 Zen – except on Fuel, Cash spends and the transactions that you convert to EMI

• 15000 bonus ZEN Points on crossing annual spends of 6,00,000 - every year
• For more details check out the Milestone tab click here

• You can avail of a welcome gift of 1500 Zen points. This gift can only be realized upon paying the joining fees of Rs. 1500/-. It is not available on the free card

• Get 2 complimentary visits every quarter, to select Dream Folks Lounges only in India, by simply swiping your Credit Card
• Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi.
• For list of lounges, Click here
• Click here for applicable terms and conditions on Lounge Access.

• 3 complimentary access per calendar year to Priority Pass International Lounges outside India
• Get access to over 1300+ lounges by simply swiping your Kotak Zen Signature Credit Card
• Only the Primary Cardholder is eligible for the complimentary visits, on making a minimum of 4 purchase transactions in the prior 12 month window.

*Important Terms and conditions:

1. 4 purchase transactions (Online/Retail) are required to be carried out each calendar year to avail the benefit of 3 complimentary visits to Priority Pass International Lounge
2. Complimentary visits are applicable only for the primary card holders.
3. Visit validation charges of $1 will be debited. These will be credited back to your card within 7 working days. 
4. USD 32 per person per visit will be charged for the guest.
5. After completion of the complimentary visits or access without meeting eligibility criteria, USD32 will be applicable for the primary holder as well.
6. For International Lounge Directory, Click here

• The 1% fuel surcharge waiver is applicable on transactions that range between Rs.500 and Rs.3000.  Avail of a maximum fuel surcharge waiver of Rs.3500 in each anniversary year. Fuel transactions or spends do not bring you reward points.

• Save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters. The maximum railway surcharge waiver that is allowed in a anniversary year is Rs.500/-.

• We value your time. Instead of you trying to reach us, we will reach you. 
• SMS "KASSIST" to 5676788 and we will call back within two hours. 
• We make it easy for you to pay your monthly dues.
• Call for complimentary cheque pickup

• Set the spend limit on your Add-on Card as you desire
• Track spends separately for each of your Add-on Card(s)
• Apply for an Add-on Card click here
  

• Embedded EMV Chip lends an additional level of security
• 6-digit PIN authentication for higher security of your transactions